地址：1F, Block B, Jinyuan Business Building, No.302, Xixiang Avenue, Bao 'an District, Shenzhen
Credit rating of Chinese Enterprises
发布日期：2021-11-05阅读量：640发布者：超级管理员
Introduction to certification
Enterprise credit evaluation is the certificate that the enterprise carries on the basic information of external economic communication during the period of continuous operation. Enterprise credit rating usually refers to the index level based on the credit record, performance ability, operation status and profitability of the evaluation object, that is, the credit rating agencies use the established symbols to identify the credit degree of the subject and the grade result of debt risk. The higher the credit rating, the better the business status, performance behavior and credit record of the enterprise.
Significance and value of certification
The significance and value of enterprise credit evaluation to enterprises Enterprise credit rating is the eight green passes for enterprises in operation and market activities. 1. It is a reliable "pass" for enterprises to obtain government support to attract investment, invest, finance guarantee and bank loan; 2. It is an indispensable "honor certificate" to measure the enterprise's performance ability, bidding reputation, comprehensive strength and competitiveness; 3. It is a "guide card" for enterprises to have insight into the inevitable trend of social and economic development, improve modern management and move towards internationalization; 4. It is the "optimization certificate" for enterprises to improve management, strengthen credit management system and improve enterprise risk control; 5. It is a "risk certificate" for enterprises to increase cooperation, credit sale and contract risk prevention in business activities; 6. It is an important intangible "asset certificate" for enterprises to enhance brand value and brand competitiveness; 7. It is an important "burden reduction certificate" for enterprises to reduce fund-raising and transaction costs.
Declaration conditions
Application conditions of enterprise credit rating 1. The enterprises applying for rating are small and medium-sized enterprises in China; 2. Enterprise legal persons and other economic organizations registered according to law; 3. It needs to be established for more than three accounting years and has main business income in recent three years. If the enterprise is in the state of continuous operation, the enterprise that is not about to close or stop can not be rated.
Application process
Application process of enterprise credit certification
Application materials
Information to be submitted for enterprise credit evaluation 1. Copies of business license (duplicate), organization code certificate (duplicate), tax registration certificate (duplicate), loan card, import and export license, and capital verification report of registered capital after annual inspection; 2. Provide copies of the audit reports (balance sheet, income statement and cash flow statement) of the last three years audited by the accounting firm; If there is no audit in the current year, the financial statements (balance sheet, income statement and cash flow statement) of the past three months shall be submitted; 3. Copies of various honors in recent years, such as independent intellectual property rights, trademarks, patents, qualification licenses, new product identification, science and technology progress award, product inspection exemption certificate, etc; 4. Various kinds of certificates passed, as well as copies of relevant qualification grade certificates (such as quality management system certification, environmental system certification, etc.), social honor / award-winning certificates (such as the evaluation of suppliers, customers, banks, industry and commerce, taxation and shareholders); 5. Current organization chart (including post setting of each department and description of responsibilities of each post); A list of written documents and document contents of relevant systems (including articles of association and incentive and restraint mechanism for senior executives); 6. Description of the planning and scheme in the aspects of enterprise profile, business development, product market positioning (product introduction, output, capacity, etc.), future market prospect, development strategy, etc. (if any, please elaborate in detail); 7. Other relevant documents or materials proving enterprise credit.
